For over a decade, Solid Allianze Microfinance Bank has stood beside Nigerian entrepreneurs — funding growth, protecting savings, and building enterprises that last. Not a fintech experiment. A licensed bank with a track record.
Behind every figure is a shop expanded, a payroll met, an idea that became an enterprise. This is what a licensed bank with staying power looks like.
Fintechs are fast. We are fast and proven. Here's what earned experience means for your money and your business.
Fully licensed by the Central Bank of Nigeria and your deposits insured by the NDIC. Your money sits inside a regulated institution — not an unlicensed wallet.
We understand Nigerian business — market traders, SMEs, cooperatives. Our credit officers assess your enterprise fairly, with flexible collateral and human judgement.
Established in 2013, we've banked through every kind of market. That memory is your advantage — steady guidance whether times are booming or tight.
Purpose-built for Nigerian businesses and the families behind them — with Business Loans at the heart of what we do.
Working capital, asset finance, and expansion loans designed around the realities of running a business in Nigeria — quick turnaround, flexible collateral, and repayment plans that match your cash flow.
Everyday accounts for individuals and businesses — competitive interest, no hidden charges, and instant access across our channels.
Open an accountMicro, cooperative, and group lending for traders and associations — trusted credit that grows with your collective.
Learn morePut idle funds to work with secure term deposits and investment products offering attractive, reliable returns.
See ratesMobile & USSD banking, instant transfers, cards, and agency banking — full control of your money from anywhere in Nigeria.
Get startedComplete a secure, guided application right here — tell us about your business, choose your amount and tenure, and upload your documents once.
A dedicated officer reviews your business and works with you on the right structure, collateral, and terms.
Fair, human credit assessment — most business loan decisions are made within 72 hours.
On approval, funds are disbursed straight to your Solid Allianze account, ready to put to work.
A respected bank is built on more than products — it's built on the standards it holds itself to. Ours are non-negotiable.
Licensed by the Central Bank of Nigeria and supervised under its prudential guidelines. NDIC-insured deposits, full KYC/AML compliance, and independent annual audits.
An independent Board and Board Credit, Risk, and Audit Committees provide oversight on every material decision — separating governance from day-to-day management.
Robust enterprise risk management, sound capital adequacy, and transparent reporting to customers and regulators. We disclose because trust is earned in the open.



From Lagos markets to Kano workshops — real Nigerian enterprises, funded and supported.
Solid Allianze funded my provisions store when the bigger banks wouldn't look at me. Three years on, I run two shops and employ five people. They grew with me.
The relationship officer actually visited my shop and understood my business. Decision came in three days and the working capital saved my supply season.
A licensed bank that treats a small food business seriously. My deposits are insured, transfers are instant, and the loan helped me buy a second grinder.
A clear, guided application built for Nigerian businesses. Tell us about your business, choose your amount and tenure, upload your documents, and submit — most decisions within 72 hours. No paperwork queues, no branch visit to begin.
Yes. Solid Allianze Microfinance Bank Limited is fully licensed by the Central Bank of Nigeria and operates under its prudential guidelines. Customer deposits are insured by the NDIC.
Registered businesses, SMEs, traders, cooperatives, and group associations operating in Nigeria. Our credit officers assess each business on its own merits, with flexible collateral and guarantor options.
Most business loan decisions are made within 72 hours of receiving a complete application and the required documents.
Business loans typically range from ₦250,000 up to ₦25,000,000 and beyond, depending on your business profile, cash flow, and history with the bank.