Licensed by the Central Bank of NigeriaDeposits insured by NDIC
13
Yearsof trusted banking in NigeriaServing businesses since 2013

Banking that has earned its trust — one business at a time.

For over a decade, Solid Allianze Microfinance Bank has stood beside Nigerian entrepreneurs — funding growth, protecting savings, and building enterprises that last. Not a fintech experiment. A licensed bank with a track record.

CBN-licensed & NDIC-insuredFast, collateral-flexible loans13 years, zero shortcuts
Nigerian business owner
Loans issued
9,400+
Businesses backed
3,500+
TRUSTED & REGULATED
13 YearsEst. 2 May 2013
Our impact, by the numbers

Thirteen years. Real businesses. Measurable growth.

Behind every figure is a shop expanded, a payroll met, an idea that became an enterprise. This is what a licensed bank with staying power looks like.

13
Years of trusted banking
18B+
Disbursed to businesses
9,400+
Business loans issued
3,500+
Businesses supported
The Solid Allianze difference

What 13 years buys that a new app can't

Fintechs are fast. We are fast and proven. Here's what earned experience means for your money and your business.

A licensed, insured bank

Fully licensed by the Central Bank of Nigeria and your deposits insured by the NDIC. Your money sits inside a regulated institution — not an unlicensed wallet.

Loan decisions built on relationships

We understand Nigerian business — market traders, SMEs, cooperatives. Our credit officers assess your enterprise fairly, with flexible collateral and human judgement.

13 years of local know-how

Established in 2013, we've banked through every kind of market. That memory is your advantage — steady guidance whether times are booming or tight.

Everything your money needs

One bank, a full range of products

Purpose-built for Nigerian businesses and the families behind them — with Business Loans at the heart of what we do.

Savings & Current Accounts

Everyday accounts for individuals and businesses — competitive interest, no hidden charges, and instant access across our channels.

Open an account

SME & Group Loans

Micro, cooperative, and group lending for traders and associations — trusted credit that grows with your collective.

Learn more

Fixed Deposit & Investment

Put idle funds to work with secure term deposits and investment products offering attractive, reliable returns.

See rates

Digital & Payments

Mobile & USSD banking, instant transfers, cards, and agency banking — full control of your money from anywhere in Nigeria.

Get started
Nigerian market trader
72 hours
Typical decision time on business loans
From application to funding

A business loan process built for real entrepreneurs

  1. 1

    Apply online in minutes

    Complete a secure, guided application right here — tell us about your business, choose your amount and tenure, and upload your documents once.

  2. 2

    Talk to a relationship officer

    A dedicated officer reviews your business and works with you on the right structure, collateral, and terms.

  3. 3

    Get a decision in days

    Fair, human credit assessment — most business loan decisions are made within 72 hours.

  4. 4

    Funds in your account

    On approval, funds are disbursed straight to your Solid Allianze account, ready to put to work.

Start your application
Governance & leadership

Run with discipline. Governed with integrity.

A respected bank is built on more than products — it's built on the standards it holds itself to. Ours are non-negotiable.

Regulated & compliant

Licensed by the Central Bank of Nigeria and supervised under its prudential guidelines. NDIC-insured deposits, full KYC/AML compliance, and independent annual audits.

Board oversight

An independent Board and Board Credit, Risk, and Audit Committees provide oversight on every material decision — separating governance from day-to-day management.

Risk & transparency

Robust enterprise risk management, sound capital adequacy, and transparent reporting to customers and regulators. We disclose because trust is earned in the open.

Leadership

Edoka Idoko, Board Chairman

Edoka Idoko

Board Chairman
Babatunde Ogunbajo, Managing Director

Babatunde Ogunbajo

Managing Director
Rosewell Ochedikwu, Non-Executive Director

Rosewell Ochedikwu

Non-Executive Director
Head of Risk

Chief Risk Officer

Risk & Compliance
IntegrityAccountabilityCustomer FirstPrudenceTransparency
Stories of growth

Businesses that grew with us

From Lagos markets to Kano workshops — real Nigerian enterprises, funded and supported.

★★★★★

Solid Allianze funded my provisions store when the bigger banks wouldn't look at me. Three years on, I run two shops and employ five people. They grew with me.

Ngozi A.Provisions Trader, Onitsha
★★★★★

The relationship officer actually visited my shop and understood my business. Decision came in three days and the working capital saved my supply season.

Emeka O.Electronics Retailer, Lagos
★★★★★

A licensed bank that treats a small food business seriously. My deposits are insured, transfers are instant, and the loan helped me buy a second grinder.

Aisha M.Food Processing, Kano
Ready when you are

Apply for your business loan today

A clear, guided application built for Nigerian businesses. Tell us about your business, choose your amount and tenure, upload your documents, and submit — most decisions within 72 hours. No paperwork queues, no branch visit to begin.

Bank-grade secure & encrypted
Check your indicative repayment before you apply
Decisions on most applications within 72 hours

Estimate & apply

Move the slider to see an indicative monthly repayment.
Est. monthly repayment
₦216,667
256-bit encrypted · CBN-licensed & NDIC-insured
Good to know

Frequently asked questions

Yes. Solid Allianze Microfinance Bank Limited is fully licensed by the Central Bank of Nigeria and operates under its prudential guidelines. Customer deposits are insured by the NDIC.

Registered businesses, SMEs, traders, cooperatives, and group associations operating in Nigeria. Our credit officers assess each business on its own merits, with flexible collateral and guarantor options.

Most business loan decisions are made within 72 hours of receiving a complete application and the required documents.

Business loans typically range from ₦250,000 up to ₦25,000,000 and beyond, depending on your business profile, cash flow, and history with the bank.